DecaVault LoanTrack

Personal Loan Tracker

Use DecaVault’s personal loan tracker to keep payments, balances and borrower details organized in one place.

Whether you have loaned money to a family member, friend or another individual, DecaVault LoanTrack helps you keep the loan terms, payment history, remaining balance and important records together without relying on scattered notes or spreadsheets.

Stop Tracking Personal Loans With Notes and Spreadsheets

A personal loan can start out simple, but once payments begin it becomes easy to lose track of dates, balances, interest, fees and what has already been paid.

LoanTrack gives you one place to record the borrower, define the loan terms, track payments and review the remaining balance. Instead of maintaining separate spreadsheets, handwritten notes and payment records, the information stays connected to the loan.

What You Can Track With Our Personal Loan Tracker

Keep the important details of a personal loan organized from the original agreement through the final payment.

Borrower Information

Keep the borrower’s name, address, phone numbers, email address and notes together with the loan.

Loan Terms

Record the loan amount, annual interest rate, term, loan date, monthly payment, loan name and current status.

Automatic Loan Calculations

See calculated monthly payment, total interest and total payback based on the loan information you enter.

Payment Tracking

Record payment dates and amounts along with payment type, check or reference number, late fees, servicing fees and notes.

Amortization Schedule

Generate a detailed amortization schedule showing each payment, principal, interest and projected remaining balance.

Loan & Payment Reports

Review and print loan summaries and payment histories, including original balance, payments recorded and remaining balance.

Keep a Detailed Payment History

Record each payment as it is received, including the payment date, amount, payment type and check or reference number. LoanTrack also provides fields for late fees, servicing fees and notes so the details associated with each payment stay connected to the loan.

DecaVault Personal Loan Tracker showing loan terms, monthly payment, interest and total payback

A Clearer Picture of Every Personal Loan

Know What Was Agreed

Keep the original amount, interest rate, term and expected payment together so the basic loan terms are easy to reference.

Know What Has Been Paid

Record individual payments and associated details instead of trying to reconstruct payment history later.

Know What Remains

Review loan reports and payment information to see the remaining balance based on the records you have entered.

Keep Useful Records

Print an amortization schedule, loan report or payment report when you want a convenient copy for your records.

See the Full Amortization Schedule

View the projected payment schedule for the life of the loan, including each payment date, payment amount, principal, interest and remaining balance. LoanTrack also summarizes the monthly payment, total interest and total payback.

DecaVault Personal Loan Tracker showing loan terms, monthly payment, interest and total payback

How LoanTrack Works

1. Add the Borrower

Create a borrower record with the contact information you want to keep on file.

2. Enter the Loan Terms

Enter the amount, interest rate, term and loan date to establish the loan details.

3. Record Payments

Add payments as they are received and review reports, balances and the amortization schedule when needed.

More Than a Personal Loan Tracker

LoanTrack is one part of DecaVault. Your account can also help you organize other important areas of everyday life, including vehicles, assets, appointments, subscriptions, passwords and more.

Instead of maintaining a separate app or spreadsheet for every category, DecaVault gives you one place to keep the details you want to remember and manage.

DecaVault Personal Loan Tracker showing loan terms, monthly payment, interest and total payback

Review and Print Payment Reports

Choose a date range to review the loan’s payment activity, including the previous balance, payments recorded, fees and remaining balance. The payment report can also be printed when you want a convenient copy for your records.

Start Tracking Personal Loans Today

Start your free 14-day DecaVault trial and keep personal loan information, payments and balances organized in one place.

LoanTrack Disclaimer: DecaVault LoanTrack is an organizational and recordkeeping tool designed to help users track personal loan information, payments, balances and related records. It is not a loan servicing, lending, payment processing, collection, accounting or legal service. DecaVault does not facilitate loans, transfer funds, collect payments or provide legal, tax or financial advice.

Loan calculations, balances and reports are based on information entered by the user and should be independently verified when accuracy is required.